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Payment methods

PayPal.

Alongside credit and debit cards, PayPal is one of the most dominant payment methods available today with over 254 million users worldwide.

Owned by eBay, PayPal is an eCommerce payment processing company that allows users to set up a PayPal account and pay a fee for each cash transaction.

Many customers prefer to checkout with PayPal because it’s so simple and quick to use, not to mention its perceived level of security by online shoppers.

Used by more than 17 million businesses worldwide, PayPal boasts that customers who use its services to checkout convert at 82% higher rates compared with other payment options.

 

Direct debit payments.

Direct debit payments are most commonly used for B2B transactions as they allow for recurring, automated payments to be made.

 

Prepaid cards.

Prepaid cards are often used by adolescents or digital shoppers who don’t yet have a bank account.

Different to gift cards, prepaid cards are a type of debit card issued by a bank or credit card company and ‘loaded’ with a certain amount of money.

The card’s limit is determined by the amount deposited onto the card, and once the balance has been exhausted, the card is worthless until more funds are added.

Due to this level of control, prepaid cards usually have a minimum age limit of 14-16 years and therefore don’t require a credit check.

 

Gift cards.

Similar to prepaid cards, gift cards contain a certain amount of money, however they are mainly offered by retailers and, more recently, by major credit card providers such as Visa, Mastercard and American Express.

 

Cash on delivery (COD).

Quite simply, cash on delivery (COD) allows the customer to pay for their goods by cash/card in person directly to the courier at the time of delivery.  Limited to the service areas we directly deliver to.  Rhode Island, Massachusetts, and Connecticut.

In store or Curbside Delivery